For people who haven’t really delved into what it means to be a notary public or a signing agent, there can be some confusion. This confusion arises from the fact that most people use the terms “notary public” and “signing agent” interchangeably. Or they fail to clear up the distinction. That can create a certain confusion in people.
But the fact is that these two terms can’t be used interchangeably as there is quite a distinct difference between the two legal roles. Though most notary signing companies offer to provide you with both services, notary publics have a more general role while signing agents target a much more specific audience. So, if you are going to make a choice, here’s how you can make the right one.
Take a look at the difference between the two roles and see which one you need:
3 Big Differences Between A Notary Public & Signing Agent
1. Requirements
First, we’ll take a look at what is required to become a notary public or a signing agent. As both are different roles, there are different requirements for them too.
Notary Public
Since the notary public is a more general role, the requirements aren’t too specific or demanding. In fact, all you need to do is get a notary commission. In some states, you can get that after giving a small exam, while in other states, all you need to do is apply for it the commission, and you will get it.
Signing Agent
Since the signing agent role is more specific, there are specific requirements that every signing agent should have. They should have a notary commission, but in their case, the exam is compulsory. And there is a background check that is also done on the applicant. And their certification has to be renewed every year for them to stay in the role.
2. Role & Duties
Notary Public
The role of a notary public is limited to performing notarizations and being a witness to all kinds of notarizations. And, since the notary public role is more general in nature, it means that notary publics encounter all kinds of documents and are able to authorize them.
Signing Agent
On the other hand, the title of the job of a signing agent indicates a more specific role. And signing agents are only allowed to authorize only certain kinds of documents. In this case, those documents are property-related documents, such as home loan documents and the like.
3. Area Of Operation
Notary Public
The exact authorization of the area of operation of a notary public depends upon the state in which they hold their notary commission. But usually, notary publics are allowed to authorize and notarize documents in the state in which they got their notary commission. And since notarization laws depend upon the state, they can’t operate outside of the said state.
Signing Agent
Signing agents are very similar in that regard too. Signing agents are allowed to authorize property-related documents in their respective states. But due to state-specific laws, there are some states that do not allow signing agents.
To Wrap Up
The need for notarization can arise anytime. Whenever you need a notary, you can rely on Pac Signing Notary for that. Whether you’re looking for a notary in Portland, Oregon, or in the wider Oregon area, we have got you covered. And we offer mobile notary services, so you don’t have to inconvenience yourself. Just contact us, and we will send out a notary public agent to your destination.